Rupee-cost averaging is an investing strategy where you invest a fixed amount at regular intervals—typically through a Systematic Investment Plan (SIP) in mutual funds—regardless of market conditions. Because you invest the same amount every month, you automatically buy more units when markets are low and fewer units when markets are high. Over time, this helps average out the cost of your investment.

For Indian investors, rupee-cost averaging is one of the most effective ways to handle market volatility, reduce the impact of short-term fluctuations, and build long-term wealth without trying to time the market. It encourages discipline, helps control emotions, and supports goal-based investing.

This strategy works best when combined with long-term financial planning, proper asset allocation, and consistency in investing.

For more about Systematic Investment Plan, check out our video: https://youtu.be/58gxmL6-lyA?si=sQA2mgx_edgLWrRP