Yes, you can take a loan against mutual fund units. Many banks and NBFCs offer loans against mutual fund holdings, typically up to 50-80% of the fund’s market value. This is a secured loan where your mutual fund units are pledged as collateral. The interest rate varies based on the lender and the type of mutual fund (equity or debt). This option allows you to access funds without liquidating your investments. It’s important to carefully assess the repayment terms, and risks before considering this option.
