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How do I know if I am ready to invest?

You’re ready to start investing as soon as you receive your first salary.
Start off with budgeting to understand your cashflow (income and expenses) which will help you to plan how much you can invest every month. The first baby steps include building an emergency fund equivalent to 6-12 months of income.

Regardless of how big or small your salary is, it is essential to identify your financial goals and categorize them into short-term (up to 3 years), medium-term (3-5 years), and long-term goals (above 5 years). This will help you to choose the most suitable product for your investment. Click here to read our blog on this to get more insights. Always consider seeking guidance from a qualified financial advisor or mutual fund distributor to help you be on the right track.

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Let’s Talk About Your Financial Goals – Aram Se

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