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What is value investing?

Value investing is an investment strategy where you buy stocks that are trading at a price lower than their true (intrinsic) value. The idea is to identify fundamentally strong companies that the market has temporarily undervalued—due to short-term events, negative sentiment, or market overreaction—and invest in them with a long-term perspective.

This strategy was popularised by legendary investors like Benjamin Graham and Warren Buffett.

Key Principles of Value Investing

  1. Buy Low, Hold Long
    Look for quality companies available at a discount to their intrinsic worth and hold them until the market recognises their real value.
  2. Strong Fundamentals
    Value investors focus on companies with:
    • Stable earnings
    • Low debt
    • Strong cash flows
    • Competitive advantages (moats)
  3. Margin of Safety
    You invest only when the price is significantly below the intrinsic value, which reduces risk and increases potential return.
  4. Contrarian Approach
    Value investing often involves buying when others are fearful or ignoring a stock—making patience and discipline essential.
  5. Long-Term Mindset
    It may take months or years for undervalued stocks to appreciate, so value investors don’t react to market noise or short-term volatility.

Why Value Investing Works

  • Markets can misprice stocks in the short term
  • Emotion-driven selling creates opportunities
  • Quality companies tend to recover strongly once fundamentals assert themselves

Value Investing vs Growth Investing

  • Value: Buy undervalued, stable companies at attractive prices
  • Growth: Buy high-potential companies expected to grow earnings rapidly

Both have their place, but value investing is preferred by investors seeking stability, strong fundamentals, and long-term wealth creation.

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