Pratik Vora

Pratik Vora is a Certified Financial Planner and Associate Partner at Ara Financial Services. He have more than two decade’s experience in Banking & Financial Services Industry.

AI vs mutual fund distributor comparison highlighting the difference between cost and value in investing decisions.

AI vs Mutual Fund Distributor: Why Value Matters More Than Cost in Investing

Artificial Intelligence is transforming the way investors access financial information, investment recommendations, and portfolio insights. But when it comes to long-term wealth creation, is lower cost always better? This article explores the difference between cost and value, the role of investor behaviour in financial success, and why the future may belong not to AI alone, but to AI-enabled financial advisors who combine technology with human judgment and behavioural coaching.

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Best Retirement Investment Options in India for Salaried Professionals in 2026

Best Retirement Investment Options in India for Salaried Professionals in 2026

Retirement planning is no longer something to think about in your 50s. Rising inflation, increasing healthcare costs, longer life expectancy, and changing family structures have made retirement investing one of the most important financial priorities for salaried professionals in India in 2026. The good news is that India offers several powerful retirement investment options that

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RBI Monetary Policy June 2026

Key Takeaways from the June 2026 Monetary Policy and What Retail Investors Must Watch

The Reserve Bank of India did today what markets largely expected: it held the repo rate steady at 5.25%. Unanimous. All six members of the Monetary Policy Committee in agreement. The policy stance remains ‘neutral.’ But if you only read the headline, you missed the story. Behind the decision lies a central bank walking a

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Purpose After Retirement

Retirement 2.0: Why Your Second Innings Needs More Than Just Money in Retirement Planning

When I was driving through the busy streets of a city, I noticed a special board that read ‘Second Innings House’. When enquired I discovered that it was an old age home. What an apt and thoughtful name. Isn’t it? When we think of retirement, we often picture an old, helpless person dependent on others

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Meet Namma Bhatru: Your Friendly Finance Guru

Struggling to make sense of money management? Meet Namma Bhatru — your friendly finance guide who makes financial planning simple, relatable, and fun! Whether you’re starting your career or planning for the future, Namma Bhatru breaks down complex money matters into easy lessons drawn from everyday life. Get ready to manage your money smarter and build financial confidence, one sip of chai at a time!

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