Author: Shreedhara R Bhat

Puzzle globe representing global investing with icons of Google, Amazon, Meta, Apple, Microsoft and ARA Finserv’s branding – How Indians Can Invest Globally

Want a Piece of Apple, Amazon, Nvidia? Here’s How Indians Can Invest Globally

This article explains how Indian residents can invest in international markets — including options like direct investing via the LRS route, international mutual funds, and GIFT City platforms.

It also covers tax considerations, regulatory limits, currency risk, and who these options may be suitable for. If you’re evaluating whether global diversification fits your long-term financial plan, this is a good place to start.

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Is it worth it?

Is It Worth It?

Explore the psychology behind emotional spending—from FOMO to lifestyle inflation—and how to find meaning in your purchases without compromising your financial wellness.

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Her Journey to Financial Wisdom—and Why It Matters

Discover the inspiring journey of Geethakka from Udupi, who turned financial struggles into empowerment. Learn why financial literacy for women is crucial, and how education, confidence, and smart money management can help women achieve financial freedom and success. Start your journey today!

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Market Downtrend or AI Disruption: Where Should Our Focus Be?

While market fluctuations may dominate the news, the bigger challenge lies in AI’s transformative impact on industries and careers. Shifting focus to long-term financial stability and skill development is crucial. With expert financial guidance, you can secure your future and channel your energy into thriving in an AI-driven economy.

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RISK (Left side, black text) REWARD (Right side, yellow text) ARA (Logo with tagline: "Invest... Aram Se!") (Top-right corner)

Why Risk and When to Risk: The Happy Siblings – Goal and Risk

In a world where technology evolves every day—simplifying yet complicating our lives—risk-taking has become an inherent part of our journey. From the bold entrepreneurial moves that create societal value to the reckless risks that lead to financial setbacks, understanding when and how to take risks is essential. This thought-provoking article dives deep into the balance between risk and goals. It highlights the importance of calculated risks, learning from others’ mistakes, and aligning investment strategies with clear financial objectives.

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Living on the Edge: Debt and YOLO Mindset of Gen Y & Z

In this blog, we dive into the evolving mindset of young generations when it comes to spending and debt. From the convenience of EMI and ‘buy now, pay later’ schemes to the impact of the YOLO mindset, this piece explores how financial habits are shifting in the face of instant gratification.

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Outsmarting the Market – A Hypothesis or a Syndrome?

Our inherent drive to outdo ourselves and others often fuels success, but in investing, this competitive spirit can backfire. Chasing trends and trying to outsmart the market can lead to impulsive decisions and significant losses. Discover why patience, discipline, and humility are vital in navigating the investment landscape, and how mutual funds offer a balanced approach to long-term wealth.

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Why Sticking to Fundamentals Matters

From Rally to Reality: Why Sticking to Fundamentals Matters

While growth seems promising, seasoned fund managers and SEBI urge caution. As return expectations heighten, maintaining balanced portfolios and realistic goals is key to avoiding pitfalls. Curious about aligning your strategies? Dive into this article for detailed insights.

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Choose The Life Stage That Describes You The Best