Category: Our Thoughts

Illustration of a person investing in mutual funds with a small salary, showcasing a growth chart, currency notes, and coins, symbolizing wealth creation through SIPs and mutual fund investments.

How to Invest in Mutual Funds with a Small Salary 

Investing in mutual funds in India with a small salary is not only possible but can be a smart strategy for long-term wealth creation. By starting with small amounts through SIPs and choosing the right funds, you can work towards achieving your financial goals while benefiting from diversification and professional management.

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Market Downtrend or AI Disruption: Where Should Our Focus Be?

While market fluctuations may dominate the news, the bigger challenge lies in AI’s transformative impact on industries and careers. Shifting focus to long-term financial stability and skill development is crucial. With expert financial guidance, you can secure your future and channel your energy into thriving in an AI-driven economy.

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RISK (Left side, black text) REWARD (Right side, yellow text) ARA (Logo with tagline: "Invest... Aram Se!") (Top-right corner)

Why Risk and When to Risk: The Happy Siblings – Goal and Risk

In a world where technology evolves every day—simplifying yet complicating our lives—risk-taking has become an inherent part of our journey. From the bold entrepreneurial moves that create societal value to the reckless risks that lead to financial setbacks, understanding when and how to take risks is essential. This thought-provoking article dives deep into the balance between risk and goals. It highlights the importance of calculated risks, learning from others’ mistakes, and aligning investment strategies with clear financial objectives.

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Living on the Edge: Debt and YOLO Mindset of Gen Y & Z

In this blog, we dive into the evolving mindset of young generations when it comes to spending and debt. From the convenience of EMI and ‘buy now, pay later’ schemes to the impact of the YOLO mindset, this piece explores how financial habits are shifting in the face of instant gratification.

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Outsmarting the Market – A Hypothesis or a Syndrome?

Our inherent drive to outdo ourselves and others often fuels success, but in investing, this competitive spirit can backfire. Chasing trends and trying to outsmart the market can lead to impulsive decisions and significant losses. Discover why patience, discipline, and humility are vital in navigating the investment landscape, and how mutual funds offer a balanced approach to long-term wealth.

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Investing in the Age of Instant Gratification

It started with delivering pizzas in 30 minutes. Cabs and auto-rickshaws come to pick us at our doorstep. Our groceries get delivered in 10 minutes. Today almost every aspect of our life revolves around clicks and taps on the mobile with minimal waiting time. In this article, we talk on how things have evolved over generations from our day-to-day life to investing.

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 Liquid Mutual Funds: All that you should to know

In this article, we have explained Liquid Mutual Funds. You will get answers to questions like – Who should consider Liquid Funds? Are they safe? Do they earn better returns than savings bank or fixed deposit accounts? What is the taxation for liquid funds?

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How to build a Resilient Equity MF Portfolio?

In this article, we will help you to get a broad understanding of how to build an all-weather Equity Mutual Fund Portfolio. A lot of our thoughts in this article are an outcome of what we have experienced over many years, being on this side of the table. We also delve into the grappling issue that every investor needs to overcome to take rational investment decisions.

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