XIRR, or Extended Internal Rate of Return, is a method used to calculate the actual returns on your mutual fund investments, especially when there are multiple transactions like SIPs (Systematic Investment Plans), lump sum investments, redemptions (withdrawals), or switches made at different times. Let’s say you invest ₹5,000 every month for one year and assume
When analysing mutual fund performance, two important metrics often used are Alpha and Beta. These are part of a set of investment tools called risk-adjusted return measures. Don’t worry—they sound complex, but here’s a simple explanation. Alpha is a measure of how well a mutual fund has performed compared to its benchmark index (like the
The 4% SWP Rule is a simple strategy for planning retirement income or regular cash flow from your mutual fund investments. SWP stands for Systematic Withdrawal Plan, which allows you to withdraw a fixed amount at regular intervals (monthly, quarterly, etc.) from your mutual fund scheme. The 4% Rule suggests that you can safely withdraw
