Mutual funds are considered safer than individual stocks, as they provide diversification by investing in a range of securities. However, the safety of a mutual fund scheme depends on the category of fund you choose. Debt funds that invest in bonds are relatively safer but offer lower returns, while hybrid funds are moderate risk and
ETFs (Exchange Traded Funds) and mutual funds both help in long-term wealth creation, but they serve different investor needs. ETFs are passively managed, often tracking an index (Nifty 50, Sensex etc.), and usually come with lower expense ratios. However, they require a Demat account and are bought/sold like stocks. Not all ETFs have option to
Flexicap funds invest across large, mid, and small-cap stocks, allowing the fund manager to adjust allocations based on market conditions based on his expertise and discretion. This flexibility can offer diversified exposure across market cap within a single fund, potentially balancing growth opportunities and risk. In contrast, Large, Mid, or Small Cap funds focus on
Both Multicap and Flexicap funds are types of equity mutual funds that invest across large, mid, and small-cap stocks, but they differ mainly in how they allocate their investments: · Multicap funds must invest at least 75% of their assets in equities, with a mandatory minimum of 25% each in large-cap, mid-cap, and small-cap stocks
