As a busy cardiologist and an administrative head of my department, I never had enough time to think of my investments. In a way, I was not thinking of mine and my family’s future in terms of savings. During this phase of my investing career, a few opportunistic ”advisors” met me and sold me financial products that had high cost and low value for me in terms of long-term solution for my investment lacunae. Then I met Mr Sreedhar Bhat and was immediately impressed by his knowledge of the financial markets as well as his sincerity. Right at the beginning I was very happy with his approach. Technically he was not selling me any product. He got me to understand my short and long term goals, and balancing my earnings and liabilities, he came up with an excel sheet with an investment plan. I was very impressed by the way he had accounted for practically everything including my home loan, kids education, standard of living etc. I have since then followed his advise and have been able to progress a great deal in terms of servicing my home loan or starting up a IVF clinic business for my wife (www.nurturefertility.com) etc. I am extremely happy about the way he and his team are never pushy about any product and their patience in building an all-round portfolio for me. In fact, I have introduced several of my close friends to him and they are also very happy with Ara. I am happy to recommend Mr Sreedhar Bhat & Ara to any investor for safe and effective financial planning and execution.