Author: Shreedhara R Bhat

Comparison of Mutual Funds vs Direct Stocks in the journey towards financial independence, represented by upward green arrows forming the word WEALTH – ARA Finserv"

Stocks Vs Mutual Funds: Journey Towards Financial Independence

In the world of wealth creation, stock markets are often portrayed as a golden highway to riches. The lure of high returns, the thrill of stock picking, and the dream of discovering the “next big thing” can be tempting. Let’s be honest – investing in individual stocks isn’t easy. Selecting the Right Stocks: Few Key

Read More »
Puzzle globe representing global investing with icons of Google, Amazon, Meta, Apple, Microsoft and ARA Finserv’s branding – How Indians Can Invest Globally

Want a Piece of Apple, Amazon, Nvidia? Here’s How Indians Can Invest Globally

This article explains how Indian residents can invest in international markets — including options like direct investing via the LRS route, international mutual funds, and GIFT City platforms.

It also covers tax considerations, regulatory limits, currency risk, and who these options may be suitable for. If you’re evaluating whether global diversification fits your long-term financial plan, this is a good place to start.

Read More »
Is it worth it?

Is It Worth It?

Explore the psychology behind emotional spending—from FOMO to lifestyle inflation—and how to find meaning in your purchases without compromising your financial wellness.

Read More »

Her Journey to Financial Wisdom—and Why It Matters

Discover the inspiring journey of Geethakka from Udupi, who turned financial struggles into empowerment. Learn why financial literacy for women is crucial, and how education, confidence, and smart money management can help women achieve financial freedom and success. Start your journey today!

Read More »

Market Downtrend or AI Disruption: Where Should Our Focus Be?

While market fluctuations may dominate the news, the bigger challenge lies in AI’s transformative impact on industries and careers. Shifting focus to long-term financial stability and skill development is crucial. With expert financial guidance, you can secure your future and channel your energy into thriving in an AI-driven economy.

Read More »
RISK (Left side, black text) REWARD (Right side, yellow text) ARA (Logo with tagline: "Invest... Aram Se!") (Top-right corner)

Why Risk and When to Risk: The Happy Siblings – Goal and Risk

In a world where technology evolves every day—simplifying yet complicating our lives—risk-taking has become an inherent part of our journey. From the bold entrepreneurial moves that create societal value to the reckless risks that lead to financial setbacks, understanding when and how to take risks is essential. This thought-provoking article dives deep into the balance between risk and goals. It highlights the importance of calculated risks, learning from others’ mistakes, and aligning investment strategies with clear financial objectives.

Read More »

Choose The Life Stage That Describes You The Best