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“Education is not the learning of facts, but training the mind to think”

- Albert Einstein

Through our blog we aim to kindle a thought, demystify personal finance, and decode relevant news and developments. We sincerely hope to add some value for the time you spend here. Do not hesitate to write your comments, we would love to read it. Also, feel free to write to us with your suggestions or if you would like to hear from us on anything specific. We would do our best to share our thoughts on it.

“The gift of knowledge is the highest gift in the world”

- Swami Vivekanand

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Disclaimer: Ara Financial Services Pvt Ltd is a AMFI – Registered Mutual Fund Distributor. This blog is purely intended to spread financial awareness and for educational purpose. No part of the content should be construed as an investment advice or an invitation to invest. It is recommended to consult an advisor for your investment requirements. All Mutual Funds are subject to market risks. Please read all the scheme related documents carefully before investing.

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thoughts

Our Thoughts

Why Switching Mutual Funds Based on Recent Performance Can Hurt Long-Term Wealth

Why Switching Mutual Funds Based on Recent Performance Can Hurt Long-Term Wealth

Over two decades of managing client’s wealth, I feel the questions that investors generally ask, have changed significantly. However, one question that remains common among ...
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Chess king standing against falling blocks showing how long-term investing withstands market crises

Every Crisis Feels Different, But the Market Story Remains the Same

Markets have survived wars, financial shocks, pandemics, and policy disruptions—yet long-term returns remain resilient. Patient investors benefit the most.
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Wooden blocks showing 2025 turning into 2026 symbolising market transition and future investment outlook

Markets in 2025: Reflections, Reality, and the Year Ahead

As 2025 draws to a close, markets remind investors that predictions rarely play out as expected. A reflection on what changed, what mattered, and how ...
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Investing or Reacting 1

Are You Investing or Reacting?

Investing apps make it easy to track performance, but frequent underperformance alerts can push investors into unnecessary fund switching. This article explains why short-term underperformance ...
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Long-Term Debt Funds

Is This the Right Time to Invest in Long-Term Debt Funds?

Long-term debt funds can deliver steady returns, especially during a falling interest rate cycle—but timing and investor suitability matter. This blog breaks down current market ...
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Investment Rule that you shouldnt break

The One Investing Rule You Shouldn’t Break

Markets move in cycles, but one investing rule never changes — disciplined asset allocation. Whether markets rise or fall, sticking to the right asset mix ...
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Market Musings

Why the Last Market Cycle Can Mislead Long Term Investors

Why the Last Market Cycle Can Mislead Long-Term Investors

The post-COVID rally delivered unusually high returns, shaping unrealistic expectations for many new investors. This article explains why market cycles repeat, why recent returns can ...
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Why Sticking to Fundamentals Matters

From Rally to Reality: Why Sticking to Fundamentals Matters

While growth seems promising, seasoned fund managers and SEBI urge caution. As return expectations heighten, maintaining balanced portfolios and realistic goals is key to avoiding ...
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ara geopolitics

You, Me, Our India and Beyond!

In this article, l will touch upon some of the geopolitical and macroeconomic events of recent past. You might be familiar with these and might ...
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Ara budget highlights

Highlights of Budget 2023

The budget 2023 is more of a continuation of the previous two years budgets. This year it focused on opportunities for citizens especially the youth, ...
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The Bulls Bears and Investors

The Bulls, Bears and Investors!

Indian Equity market has had long eventful journey. It has witnessed rapid rise and fall in valuation, popularly termed as volatility. The word volatility with ...
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Budget 2022 23

Budget 2022 Emphasizes Economic Growth

The budget 2022-23 has given the momentum for development to the blueprint that was drawn in budget 2021-22. Clearly, there have been continuous reforms that ...
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Investment Process – The Ara Approach

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